Personal Loans
Whether you’re looking forward to a vacation, home improvements or some other special purchase, Mercer County State Bank is here to help. We offer personal installment loan and line of credit financing. As with all our loan offerings, decisioning and processing are all done locally by our knowledgeable lending team. We’ll work with you to help find the financing option that’s right for you.
Personal Installment
- Secured and Unsecured financing
- Flexible Repayment Terms Available
- Affordable Monthly Payments at a Fixed Interest Rate
- Rate discount with automatic payment from a MCSB Checking or Savings Account
Personal Credit Line
- Unsecured
- Allows Access to funds up to the approved credit limit – as the principal is repaid it becomes available for your use again
- Variable interest rate
- Overdraft Protection for Personal Checking accounts
Mercer County State Bank wants to make borrowing quick and easy for you. That’s why we would like you to take our One-Minute Personal Loan Test. It will help you find out if you’re in a good borrowing position, so you can feel more comfortable about applying for a loan with us. And by taking the test in the privacy of your own home, no one needs to know how you scored but you.
If you score 15 points or more, click the Inquire Today button. A lender will respond to you with the answer you need. (A lower score simply means that we’ll need to work a little harder to try and find a way to give you the loan you want.) If you have additional questions, please reach out to one of our knowledgeable lenders.