At Mercer County State Bank we believe it is never too late to save for your future. Our flexible accounts offer low balance requirements, and no hassle ways to make automatic deposits into your account which makes saving easy and affordable.
As a community bank we work with you to understand your needs and offer you the benefits of the personal service you deserve.
Hometown Savings
Just a $50.00 deposit to open this savings account that can be used for emergency cash reserves, vacation plans or to prepare for your children’s future.
FREE paper statements & eStatements – your choice!
Only a $7 monthly charge if minimum balance falls below $500
Can link to a Debit Mastercard at no additional charge
FREE withdrawal & deposit tickets
Hi-Fi Money Market
Just a $50.00 deposit to open this account for those who want to earn higher interest rates based on their account balance. The higher your balance, the higher interest rate you can earn.
FREE eStatement or Paper Statement for $3.00 fee
Only a $10 monthly charge if minimum balance falls below $1,500
Can link to a Debit Mastercard at no additional charge
Christmas Club
Better prepare for your holiday season. Your periodic deposits are automatically deducted from your checking account. Your account balance is then deposited into your designated MCSB checking account the following October.
All interest is credited to the account at the maturity date. If needed prior to the maturity date there is a $25.00 early close fee and no interest is paid on the account.
External Link Disclaimer
Important Notice About External Links
From time to time, we provide links to other websites for the use of our visitors, which have been compiled from internal and external sources. By clicking “Continue” below, you will be opening a new browser window and leaving our website. Although we have reviewed the website prior to creating the link, we are not responsible for the content of the sites.
Information on linked website pages may become dated or change without notice, and we do not represent or warrant that information contained on these linked pages are complete or accurate. We suggest that you always verify information obtained from linked websites before you act upon such information.
The privacy policy of this bank does not apply to the website you visit. We suggest that you always verify information obtained from linked websites before you act upon such information.
Important Notice About Email
Regular e-mail is not necessarily secure against interception. If your communication is very sensitive or includes personal information such as your account numbers, credit card number, or social security number—you may want to call us, send it through the U.S. Post Office, or use our Secure Contact Form.