Find The Product That Is Right For You

WE OFFER SAVINGS PRODUCTS
TO MEET YOUR NEEDS

At Mercer County State Bank we believe it is never too late to save for your future.  Our flexible accounts offer low balance requirements, and no hassle ways to make automatic deposits into your account which makes saving easy and affordable.

As a community bank we work with you to understand your needs and offer you the benefits of the personal service you deserve.

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Hometown Savings

Just a $50.00 deposit to open this savings account that can be used for emergency cash reserves, vacation plans or to prepare for your children’s future.

  • FREE paper statements & eStatements – your choice!
  • Only a $7 monthly charge if minimum balance falls below $500
  • Can link to a Debit Mastercard at no additional charge
  • FREE withdrawal & deposit tickets
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Hi-Fi Money Market

Just a $50.00 deposit to open this account for those who want to earn higher interest rates based on their account balance. The higher your balance, the higher interest rate you can earn.

  • FREE eStatement or Paper Statement for $3.00 fee
  • Only a $10 monthly charge if minimum balance falls below $1,500
  • Can link to a Debit Mastercard at no additional charge
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Christmas Club

Better prepare for your holiday season. Your periodic deposits are automatically deducted from your checking account. Your account balance is then deposited into your designated MCSB checking account the following October.

All interest is credited to the account at the maturity date.  If needed prior to the maturity date there is a $25.00 early close fee and no interest is paid on the account.