FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Deposit Rates |
Effective As Of 11/08/2024
Checking Accounts
| Program | APY | Interest Rate |
|---|---|---|
| Hometown Premium Checking (tier 1 $0-$2,499) |
.05% | .05% |
| Hometown Premium Checking (tier 2 >$2,499) |
.10% | .10% |
| Hometown 50+ Checking | .03% | .03% |
Interest rates are variable and subject to change.
Interest Rate and Annual Percentage Yield (APY) are accurate as of the date indicated.
Fees may reduce earnings.
Minimum Deposit to open account is $50.
| Program | APY | Interest Rate |
|---|---|---|
| Hometown Business Interest Checking | .03% | .03% |
Interest rates are variable and subject to change.
Interest Rate and Annual Percentage Yield (APY) are accurate as of the date indicated.
Fees may reduce earnings.
Minimum Deposit to open account is $50.
Savings & Money Markets
| Tier | APY | Interest Rate |
|---|---|---|
|
$25 - $500 |
.03% |
.03% |
| Over $500 | .05% | .05% |
Interest rates are variable and subject to change.
Interest Rate and Annual Percentage Yield (APY) are accurate as of the date indicated.
Fees may reduce earnings.
Minimum Deposit to open account is $50.
| Program | APY | Interest Rate |
|---|---|---|
| Christmas Club Direct | .25% | .25% |
Interest rates are variable and subject to change.
Interest Rate and Annual Percentage Yield (APY) are accurate as of the date indicated.
Fees may reduce earnings.
No Minimum Deposit to open account.
| Tier | APY | Interest Rate |
|---|---|---|
| Balances $500 up to $10,000 | .05% | .05% |
| Balances $10,000.01 - $50,000 | .05% | .05% |
| Balances $50,000.01 - $100,000 | .25% | .25% |
| Balances $100,000.01 - $500,000 | 1.51% | 1.50% |
| Balances over $500,000 | 2.02% | 2.00% |
Minimum Deposit to open account is $50.
The interest rate and *Annual percentage yield (APY) are subject to change after the account is opened without notice.
Fees may reduce earnings.
**Transfers from MMA to another account or to third parties by pre-authorized, automatic, telephone or computer transfer, debit card or similar order to third parties are limited to six per month.
Certificates of Deposit - Personal & Business
Contact any Community Office for rates on CD's.
Individual Retirement Accounts (IRA) - Personal
| Program | APY | Interest Rate |
|---|---|---|
| 12 Months | 1.50% | 1.49% |
| 24 Months | 1.50% | 1.49% |
| 36 Months | 3.00% | 2.96% |
| 48 Months | 3.00% | 2.96% |
| 60 Months | 2.75% | 2.71% |
Contact any Community Office for rates on amounts over $100,000.
Rates subject to change.
Minimum Deposit to open account is $50.00.
Penalty for early withdrawal.
Fees may reduce earnings.
