At Mercer County State Bank we believe it is never too late to save for your future.  Our flexible accounts offer low balance requirements, and no hassle ways to make automatic deposits into your account which makes saving easy and affordable. 

As a community bank we work with you to understand your needs and offer you the benefits of the personal service you deserve. 

Hometown Savings

Just a $50.00 deposit to open this savings account that can be used for emergency cash reserves, vacation plans or to prepare for your children’s future.

HI-FI Money Market

For consumers who want to earn higher interest rates based on their account balance. The higher your balance, the higher interest rate you earn. Opening deposit $50.00. 

Christmas Club Direct

Better prepare for your holiday season. Your periodic deposits are automatically deducted from your checking account. Your account balance is then deposited into your designated MCSB checking account the following October.